Data Usage Policy

Think of tracking technologies as small digital tools that help websites remember you and improve your experience. On baronexilva.com, we use several types of these technologies to make your financial stress management journey more personalised and effective.

Most of these tools are tiny text files stored on your device when you visit our site. They're completely harmless – like digital bookmarks that help us remember your preferences and provide better service when you return.

We've been using these technologies since our platform launched in 2022, and they've helped thousands of Australians better navigate their financial wellness resources. The data collected helps us understand which tools work best for different situations.

We collect information about how you use our financial stress management tools to make them more helpful. For example, if you frequently access our budgeting calculator, we might suggest related resources about expense tracking or savings strategies.

Your interaction patterns help us identify which parts of our learning program are most effective. When we see that users spend more time on certain modules, we know those sections are providing real value and can develop similar content.

Location data helps us provide region-specific information about Australian financial services, local support groups, and relevant government assistance programs available in your area.

Different types of information stay with us for varying periods, depending on their purpose and legal requirements. Here's how long we keep different categories of data:

All timeframes are measured in months from your last active session. We automatically delete expired data and send notifications before any significant changes to your stored information.

You have complete control over how we track and store your information. Most web browsers give you detailed options for managing these preferences, and we respect whatever choices you make.

Keep in mind that blocking certain tracking technologies might affect some features of our platform. For instance, you might need to re-enter preferences each time you visit, or some personalised recommendations won't work as effectively.

We work with several trusted partners to provide comprehensive financial wellness resources. These include educational content providers, secure payment processors for our learning programs, and analytics services that help us understand user needs better.

Each partner has their own privacy policies and data handling procedures. We choose partners who maintain high privacy standards and limit data sharing to what's necessary for providing services to you.

For example, when you register for our learning program launching in September 2025, payment processing involves secure third-party systems that handle transaction data according to Australian financial privacy regulations.

We review and update this policy regularly to reflect changes in technology and regulations. The last major revision was completed in January 2025, incorporating new Australian privacy legislation that took effect in late 2024.

When we make significant changes, we'll notify active users through email and display prominent notices on our platform. Minor updates, like clarifying existing language or adding examples, happen without special notifications but are always documented with revision dates.

If you have questions about any changes or want clarification about how these policies affect your use of our financial stress management tools, our support team is always available to help.